Ms. Siglar was very knowledgeable regarding my financial situation. I had a consultation and she explained all of my financial options. I was diagnosed with MS in 2003 and had to go on permanent disability in 2005. Being diagnosed with a disease with nothing can be done for my disease, was very hard and dealing with my financial situation caused me a great hardship. Thank god Ms. Siglar was very knowledgeable with my financial situation and my decision was to file a chapter 7 so that I could concentrate on my health issues. I am doing much better now as I am not stressed out anymore due to creditors constantly harassing me.